FAQ

Frequently Asked Questions

🔹 Personal Loan
Q1: What is the eligibility for a personal loan?
To be eligible, you must be a salaried or self-employed individual with a stable income, a valid ID, and a good credit score.
Q2: How long does it take to get a personal loan?
With our platform, personal loans can be sanctioned instantly or within 24-48 hours depending on the lender.

🔹 Business Loan
Q1: Can I apply for a business loan without ITR?
Yes, some NBFCs offer business loans without ITR, but having proper financial documentation increases approval chances.
Q2: What is the maximum tenure for a business loan?
Loan tenure usually ranges from 12 months to 5 years, depending on the lender and loan amount.

🔹 Home Loan
Q1: Can I transfer my existing home loan to another bank?
Yes, we assist with home loan balance transfers to help you get lower interest rates and better terms.
Q2: What is the maximum tenure for a home loan?
You can avail home loans for up to 25 years, depending on your age and repayment capacity.

🔹 Loan Against Property
Q1: What kind of properties are accepted for LAP?
Both residential and commercial properties can be pledged for loans against property.
Q2: How much can I borrow against my property?
You can get up to 60-70% of your property's market value depending on its type and location.

🔹 Loan Against Car
Q1: Can I get a loan on a used car?
Yes, loans are available on used cars depending on their age, condition, and market value.
Q2: What is the processing time for a car loan?
Car loans are usually processed within 1-2 working days with minimal documentation.

🔹 Insurance
Q1: What types of insurance do you offer?
We offer term insurance, health insurance, motor insurance, property insurance, and life insurance.
Q2: Can I buy insurance online through your platform?
Yes, we help you compare and buy insurance policies online with full transparency and support.

🔹 Wealth Management
Q1: What is the minimum amount required for SIP?
You can start SIP investments from as low as ₹500 per month, depending on the fund.
Q2: Do you offer tax-saving investment options?
Yes, we offer ELSS, tax-saving FDs, and other financial products under Section 80C for tax benefits.